A fintech conversation titled Built to Include: A Conversation on Finance, Technology, and Access is set for October 17, 2026 at 6 PM at the Tkxel office in Garden Town, Lahore, bringing together four leaders from banking, technology, and financial inclusion to discuss how financial services in Pakistan can become more accessible and effective. The session is built around ideas such as embedding insurance into remittances, digitizing the informal economy, and connecting Pakistani enterprises to global markets, and it gives founders and professionals in Lahore a chance to hear from people who have built businesses across several markets.
The speakers cover a broad range of experience. Khurram Agha began his career as an engineer at Microsoft before building a halal investing startup and working to widen access to global private markets, and he is now president of OPEN Dallas and Head of USA at Cur8 Capital. Naseer Akhtar is President and CEO of Infotech, a technology company rooted in Lahore and headquartered in the UK, which he founded in 1987 and has grown into a firm of about 350 people serving 25 global markets across financial services, energy, e-government, and retail. He has also served twice as chairman of P@SHA, the Pakistan IT Industry Association, giving him a long view of how the country’s technology sector has developed.
Mohsin Termezy is a serial fintech founder working on digital financial inclusion in Pakistan and the Gulf, whose career began in Pakistan’s telecom sector in 1999 and later included roughly a decade as an EMEA banker with Citibank, SNB Capital, and Dhabi Holdings. He now leads Hemaayah, which embeds zero cost health insurance into remittances for around 30 million migrant workers across the GCC, a model that attaches protection to a transaction people already make rather than asking them to buy a separate product. Muhammad Yar Hiraj is the founder of OneLoad, which has digitized more than 50,000 micro retailers who serve over 6 million customers a month, and he spent a decade at Morgan Stanley in New York, San Francisco, and Tokyo, holds degrees from Harvard and Brown, and teaches as adjunct faculty at LUMS.
Together the four speakers represent different layers of the fintech picture, from the informal retail networks that reach most Pakistani consumers to remittance corridors that connect overseas workers with families at home and the investment channels that link diaspora capital to private markets. For founders building in payments, insurance, or lending, the conversation offers a chance to hear how operators have turned inclusion into a commercial model that scales. Those who want to attend can register here ahead of the October 17 session.
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